Terms and Conditions for Wealthy Child Course

Last Updated: December 11, 2024

1. Definitions

Understanding these terms is crucial for proper interpretation of this agreement.

"Website": The digital property that enables the provision of the Service. This includes our main website, course platform, and all related digital properties."Agreement": Any legally binding relationship between the Owner and User. This encompasses all interactions, purchases, and usage of our services."Owner" (or "We," "Us," "Our"): The Wealthy Child, the legal entity providing the Service. We are a registered Canadian business offering educational content."Service": All educational content, courses, and related services provided. This includes video lessons, worksheets, bonus materials, and community features."Terms": These provisions and related documents, subject to change. They form the legal foundation of our relationship with users."User" (or "You," "Your"): Any person or entity using the Service. This includes course purchasers, viewers, and account holders."Content": All course materials, videos, documents, and resources. This encompasses our entire educational library and supporting materials.

2. Acceptance and Binding Agreement

Your use of our service constitutes legal acceptance of these terms.

2.1 By accessing our Service, you agree to:

These Terms and ConditionsOur Privacy PolicyAny additional terms referenced hereinUnderstanding that these form a legally binding contract.

2.2 Legal Status

No partnership, joint venture, employment, or agency relationship is created. You are a course purchaser, not a business partner.Users must be of legal age in their jurisdiction. This typically means 18 years or older in Canada.Parent/guardian consent required for minors. Written permission must be obtained and kept on file.

3. Intellectual Property Protection

Our content is our most valuable asset and is strongly protected.

3.1 Ownership Rights

All Content is exclusively owned by The Wealthy Child. Every piece of content, no matter how small, is protected.Materials protected by Canadian and international copyright laws. Multiple layers of legal protection apply.Unauthorized reproduction strictly prohibited. Any copying will trigger immediate legal action.

3.2 Usage Restrictions
Users may not:

Share, resell, or distribute course materials. Each purchase is for single-user access only.Create derivative works. No repackaging or repurposing of our content is allowed.Copy course structure or methodology. Our teaching approach is proprietary.Record or reproduce course content. No screenshots or recordings permitted.Share access credentials. Each login is monitored for single-user compliance.

3.3 Anti-Copying Provisions

Unique watermarks and identifiers embedded in content. Each user's materials are traceable.Regular content monitoring for unauthorized use. We employ automated scanning tools.Legal action for intellectual property violations. Immediate cease and desist enforcement.Liquidated damages for proven copying. Minimum $10,000 CAD per violation.

4. Course Access and Payment

Clear guidelines for accessing and paying for our content.

4.1 Access Terms

Payment required for full course access. No preview or partial access available.Login credentials are non-transferable. Sharing will result in immediate termination.Multiple login detection may trigger suspension. We monitor IP addresses and devices.Access limited to purchased course duration. Typically 12 months unless specified.

4.2 Payment Terms

All prices in Canadian Dollars (CAD). No currency conversion provided.GST/HST applies as per provincial requirements. Tax calculated at checkout.Secure payment processing. PCI-compliant payment systems only.No sharing of purchase benefits. One purchase equals one user.

5. Refund Policy and Conditions

Specific requirements must be met for refund eligibility.

5.1 30-Day Money-Back Guarantee Requirements:

Minimum 14-day implementation period required. No immediate refunds.Documented proof of implementation attempts. Screenshots and progress required.Specific, detailed feedback required. General dissatisfaction is not sufficient.Screenshot/evidence of course progression. Module completion must be shown.

5.2 Invalid Refund Reasons:

Same-day refund requests. These are automatically denied.Failure to implement course strategies. Must show genuine effort."Not what I expected" without specifics. Detailed explanation required.Immediate post-completion refunds. Course completion invalidates refund.Download of all materials followed by refund request. This is considered abuse.

5.3 Refund Verification Process:

Review of course access logs. We check actual usage patterns.Implementation evidence assessment. Proof must be substantive.Feedback evaluation. Must be constructive and specific.Account usage analysis. We verify genuine attempt at course completion.

6. Anti-Abuse Measures

Protecting our content and maintaining course integrity.

6.1 Course Protection

Content delivery restrictions. Timed and monitored access.Download limitations. Restricted number of downloads per user.Access monitoring. Continuous tracking of usage patterns.IP tracking. Multiple locations flagged for review.Automated suspicious activity detection. AI-powered security systems.

6.2 Account Restrictions
We may suspend accounts for:

Multiple refund attempts. Pattern of purchase and return.Sharing access. Multiple simultaneous logins.Content reproduction. Any form of copying or sharing.Systematic downloading. Bulk content collection.Suspicious access patterns. Unusual usage behavior.

7. User Obligations

Your responsibilities as a course participant.

7.1 Acceptable Use

Personal use only. No group viewing or sharing.Implementation of course materials. Active participation required.Honest engagement with content. Genuine learning effort expected.Respect for intellectual property. No unauthorized sharing.

7.2 Prohibited Activities

Content scraping. No automated content collection.System manipulation. No technical circumvention.Credential sharing. No multiple-user access.Unauthorized recordings. No screen capture or recording.Commercial use without license. No business use without permission.

8. Service Interruption and Modifications

How we manage service changes and interruptions.

8.1 Service Availability

Maintenance windows. Scheduled downtimes communicated in advance.System updates. Regular platform improvements.Force majeure events. Circumstances beyond our control.Technical issues. Prompt resolution commitment.

8.2 Content Updates

Course material improvements. Regular content enhancement.Platform modifications. Interface and feature updates.Feature changes. New functionality additions.Access method updates. Login and security improvements.

9. Liability and Indemnification

Legal protections and responsibilities.

9.1 Limitation of Liability

Maximum liability limited to purchase amount. No additional damages.No consequential damages. No indirect loss claims.No guarantees of specific results. Individual results vary.Individual implementation responsibility. Success depends on user effort.

9.2 User Indemnification
Users must indemnify us against:

Unauthorized use claims. Third-party access disputes.Content misuse. Improper sharing or distribution.Access sharing. Multiple user violations.Intellectual property violations. Copyright infringement.

10. Legal Jurisdiction and Dispute Resolution

How legal matters are handled.

10.1 Governing Law

Laws of Canada and applicable province. Federal and provincial jurisdiction.Canadian courts have exclusive jurisdiction. No foreign court proceedings.Choice of specific provincial court [Province TBD]. Local court authority.

10.2 Dispute Process

Mandatory mediation attempt. Required before litigation.Canadian arbitration rules apply. Standard dispute procedures.Class action waiver. Individual claims only.Small claims permitted. Minor disputes allowed.

11. Privacy and Data Protection

How we protect your information.

11.1 Data Collection

Personal information protection. Strict data security.PIPEDA compliance. Canadian privacy law adherence.Provincial privacy laws. Local regulation compliance.International data transfer rules. Cross-border data protection.

11.2 Data Usage

Course improvement. Analytics for enhancement.User verification. Identity confirmation.Access monitoring. Usage pattern tracking.Security measures. Continuous protection.

12. Changes to Terms

How we update these terms.

Modification rights reserved. Terms may change.Notice of material changes. Updates communicated.Continued use implies acceptance. Ongoing agreement.Prior version archival. History maintained.

13. Contact Information

How to reach us.

For inquiries:

Email: [email protected]. 24-hour response time.

14. Severability and Integration

Legal structure of the agreement.

Invalid terms severability. Partial enforcement possible.Entire agreement constitution. Complete terms included.Previous agreements superseded. Latest version applies.Electronic acceptance binding. Digital agreement valid.

By accessing or using our Service, you acknowledge your acceptance of these Terms and Conditions and agree to be bound by all provisions herein. These terms were last reviewed by our legal team and are fully enforceable under Canadian law.